Fintech · SaaS / Payments

Kifiya: Recurring Billing Platform

A multi-tenant SaaS platform for automated recurring billing, invoicing and reconciliation.

FintechSaaS / PaymentsNairobi, Kenya8 MonthsDedicated Team
Book a 30-min call
minutes
reconciliation, down from days
0
audit findings at launch
Location
Nairobi, Kenya
Duration
8 months
Engagement
Dedicated team (3 engineers)

Challenge & scope

Requirements

  1. 1Automate recurring invoicing across currencies and tax rules.
  2. 2Reconcile payments from multiple acquirers nightly.
  3. 3Detect fraud and failed payments in real time.
  4. 4Pass a third-party security review before launch.
Strategic objective

“Replace manual billing operations with a compliant, automated platform SMBs could self-serve.”

Key deliverables

  • Multi-tenant billing engine with tax rules
  • Acquirer integrations with tokenization
  • Reconciliation service with exception queues
  • ML-based fraud scoring
  • Customer portal and admin dashboard

Technical execution

01

Ledger-First Design

A double-entry ledger underpins every balance, so reports always tie out.

02

Idempotent Integrations

Every acquirer call is idempotent and replayable, which made reconciliation deterministic.

03

Security Review

Threat modelling and penetration testing before launch produced a clean report.

Technical stack

Backend

  • Python
  • Django
  • Celery

Frontend

  • Next.js
  • TypeScript

Infrastructure

  • PostgreSQL
  • Redis
  • AWS

QA/DevOps

  • Pytest
  • Playwright
  • GitHub Actions

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Features & outcomes

Reconciliation

Nightly close in minutes instead of days.

Chargebacks

Measurable reduction after fraud scoring went live.

Compliance

Clean third-party security review.

Client benefits

  • Senior fintech engineers from day one
  • Predictable monthly cost
  • Direct collaboration in the client time zone
  • Documentation the client team could maintain

Strategic outcomes

  • New self-serve revenue tier
  • Lower operational headcount per customer
  • Audit-ready financial reporting
  • Platform ready for new markets

Project team

Roles on the Menna AI side of this engagement.

Tech Lead

Owned architecture and code quality.

Backend Engineers

Built billing, ledger and integrations.

Frontend Engineer

Delivered the customer portal and dashboard.

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We reply within one business day. Based in Addis Ababa, working with partners in Ethiopia and beyond.

2026
Founded in Addis Ababa, Ethiopia
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Focus areas: software, networking & IT
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Core values: Service, Wisdom, Stewardship, Excellence
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Founding leadership team